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June 2020 – The FMCSA Publishes Four Key Changes to HOS Rules

September 16, 2020

  The FMCSA Publishes Four Key Changes to HOS Rules   The Federal Motor Carrier Safety Administration (FMCSA) recently published a final rule, which updates hours-of-service (HOS) rules in an effort to provide greater flexibility to commercial motor vehicle drivers and increase safety on America’s roadways.   Specifically, the FMCSA announced four key changes to …

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September 2020 Benefits Brief – Medicare Part D Notice of Creditable (or Non-Creditable) Coverage

August 28, 2020

  Medicare Part D Notice of Creditable (or Non-Creditable) Coverage September 2020 Benefits Brief   Plan sponsors of group health plans providing prescription drug coverage to individuals who are eligible for Medicare Part D prescription drug coverage are required to satisfy certain notice requirements.   Background Individuals must enroll in Medicare Part D prescription drug …

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August 25, 2020 – Critical Overlooked Steps: How to Prepare for Hurricane Season

August 25, 2020

  Critical Overlooked Steps How to Prepare for Hurricane Season   In addition to standard preparation measures for hurricanes – including covering windows, trimming trees and shrubs, installing a back-up generator, and securing unfastened furniture and items – two critical steps are often overlooked. To truly be prepared for hurricane season, residents of hurricane-prone regions …

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August 21, 2020 Benefits Brief – Medical Loss Ratio (MLR)

August 21, 2020

  Medical Loss Ratio (MLR) The Affordable Care Act (ACA) requires health insurance issuers to spend a minimum percentage of premium dollars on medical care and health care quality improvement, which is intended to lower the cost of care. This percentage is known as “medical loss ratio” (MLR). In the large group insurance market, the …

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August 2020 Simplify Compliance Benefits Brief

August 12, 2020

  Increased ACA Affordability Percentages for 2021 July 21, 2020   Last week, on July 21, 2020, the IRS released Rev. Proc. 2020-36, which announced the 2021 indexing adjustments for two important percentages under the Affordable Care Act (ACA).   Affordability Percentage Increased to 9.83%. Under the  employer  shared responsibility provisions (ESRP) of the ACA, …

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June 19, 2020 – California Paid Leave Extended

June 19, 2020

  California Paid Family Leave (PFL) Extended   On June 27, 2019, Governor Gavin Newsom signed California’s 2019-20 state budget, which included an expansion of the state’s family temporary disability insurance program administered through the Employment Development Department (EDD).  Senate Bill (SB) 83 provides certain workers with up to eight weeks, up from six weeks, …

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June 19, 2020 – PCORI Fee Deadline Around the Corner

June 19, 2020

   PCORI Fee Deadline Just Around the Corner   The Affordable Care Act requires health insurers and sponsors of self-funded group health plans (including health reimbursement arrangements) to pay a Patient-Centered Outcomes Research Institute (PCORI) fee.  Originally, the law provided that the PCORI fee would not be assessed for plan years ending after September 30, …

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