Skip to Main Content
What do you need to know during the COVID-19 outbreak? View Resource Center >


Protect Your Trucking Fleet in the Fight Against Coronavirus


Fleet owners know that their teams are a main artery of the American supply chain – they are critical to delivering various types of goods and supplies. And, even during the coronavirus pandemic, drivers have been instructed to keep right on trucking. In fact, the Federal Motor Carrier Safety Administration (FMCSA) has recently issued an emergency declaration that provides some commercial motor vehicle (CMV) drivers an immediate waiver from the agency’s hours-of-service (HOS) regulations.


FMCSA Provides HOS Relief in Coronavirus Response Measures

CMV drivers who are providing direct assistance in support of emergency relief efforts related to the COVID-19 outbreak will receive an immediate waiver from HOS regulations. According to the FMCSA’s emergency declaration, “direct assistance” includes (but is not limited to) efforts to meet immediate needs for:


An increase in demand for critical goods likely means more time on the road for drivers—and, in turn, more potential risk for your employees. As today’s drivers navigate unprecedented territory, it’s now more important than ever to have the right mix of fleet truck insurance.


Required Commercial Fleet Insurance

By law, all fleet vehicles are required to carry commercial fleet insurance with liability coverage, which generally encompasses:


Workers’ Compensation Insurance: In addition, all employers are required to carry workers’ compensation insurance for their employees.  If employee drivers get sick making deliveries during the outbreak or are injured for any other reason in the “course and scope” of performing their job, this statutory coverage pays for the employees’ medical expenses, lost wages and rehabilitation costs.


Added Protection for Fleet Owners

Protect your employees, your fleet and yourself by carrying the right mix of additional coverages, which could include:


Please note that the items outlined above are just a starting point. Connect with us to help you customize a commercial fleet trucking insurance program based on the size of your fleet and your company’s specific needs.



Products or services identified herein may not be available in all jurisdictions. The information and descriptions contained herein (a) are not necessarily intended to be complete descriptions of all applicable terms, conditions, and exclusions of the policies referenced, (b) are provided solely for general informational purposes, and (c) should not be viewed as a substitute for legal, regulatory, or other advice on any particular issue or for any particular reason. The advice of a professional should always be obtained before purchasing any insurance product or service, and you should not rely on the information provided herein for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy. While the information contained herein has been compiled from sources believed to be reliable, no warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any representation contained herein.

Posted by in Blog, Safety

Archives by Month:

Search Blog: